0% Finance

Does cost issue stop you getting right dental treatments?

Don’t worry, we offer Interest-free payment plans to make it affordable. Are you one of the hundreds of patients considering cosmetic dental treatment, orthodontic or dental implant ? Have you avoided dentists for a long time and you may need a lot of treatments? Then this service may be available to you. It enables you to get the right treatment in the right time to avoid much more extensive and expensive care in the future. For more complex treatment plans (from £1000) you may wish to take advantage of our interest free loan to spread the costs of your dental treatment over 6 to 10 months. (Term & condition apply).

Your questions answered

Who can benefit from interest free finance facility?

Just about any registered client at our practice over the age of 18.

What can I use the loan for?

You can use the payment plans to pay for most treatment, particularly for more costly treatments such as cosmetic, aesthetic, orthodontic or dental implant work.  If you’re not sure whether they’re right for your treatment, please ask your clinician.

How much can I borrow?

Depending upon the facility you can borrow typically between £1000 and £25,000.  This will be subject to an ‘on-site’ credit application.  Most patients’ applications are approved there and then, so you can go ahead and schedule treatment immediately.

How do I make the repayments?

Much like any other loan facilities, you repay them in affordable monthly payments over an agreed term.  These payments are collected by Direct Debit.

How much will I pay?

With our 0% APR Representative facility you pay the cost of your treatment – no more and no less.  Interest-free means just that!  We provide you with a quotation that shows the monthly payment and the total interest payable over the term of the loan.  There are no hidden costs and no deposit is required!

What are the repayment terms?

Your designated members of the practice team will be able to go through the various terms with you and agree on a repayment period.

How do I apply?

Once you’ve agreed on a course of treatment – and a cost – with your clinician, we’ll make the credit application on your behalf.  As soon as this has been approved and then processed, you’ll receive written confirmation from the credit provider.  Simple as that!

Who is the credit provider?

We’re working with one of the most respected credit providers in the business.  Ask our team for details.

What happens if my treatment costs more than planned for?

Firstly, we will tell you of this situation when it becomes imminent. Secondly, you can choose to have an additional facility to cover the additional costs.

What happens if my treatment costs less than planned for?

This will be refunded either to you or to the lender who will then reduce the outstanding balance on your account.

How often can I use the facility?

You can apply for a payment plan for each course of treatment, subject to the usual credit application.

The benefits: at a glance

For anyone considering using our interest-free or low cost loan facilities to fund their private treatment, the benefits are clear:

• You get the treatment you want or need at the right time- treatment that may prevent from further damages or will make you look and feel better

• You get to spread the cost of that treatment over a suitable period

• Interest-free and low cost loans can be a much more affordable alternative to credit cards or bank loans

• It’s easy to apply and simple to repay by Direct Debit

• They’re provided by leading credit suppliers

Finance Calculator

Angel Smile Dental, 41 Islington High Street, London, N1 9LH. Telephone 020 7837 3938. Angel Smile & Ortho Ltd trading as Angel Smile Dental is a credit broker not a lender. Registered in England & Wales 12522115. Registered Address: [4 Nutter Lane, London, E11 2HY.

The Financial Conduct Authority does not regulate instalment credit agreements for specific goods, at a fixed cost, which have a term of less than 12 months.

Medenta Finance Limited, authorised and regulated by the Financial Conduct Authority No: 715523. Registered in Scotland, No: SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691 684175. Medenta act as a credit broker, not the lender and will introduce businesses to V12 Retail Finance Limited for which they will receive a commission. The amount of commission will vary depending on the product chosen and amount borrowed.

V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority. Registration number:679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. V12 Retail Finance Limited act as a credit broker, not a lender, and only offers credit products from Secure Trust Bank PLC for which they will receive a commission, the amount will vary depending on the amount of credit taken out but will not vary depending on the product chosen. Secure Trust Bank PLC trading as V12 Retail Finance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: One Arleston Way, Solihull, B90 4LH.

Terms and conditions apply. Written quotations are available on request from Secure Trust Bank PLC. Credit facilities are subject to status and affordability checks and are only available to UK residents over 18. Secure Trust Bank PLC reserves the right to decline any application. APR and repayment details are correct at the time of publishing. Telephone calls are recorded for training and compliance purposes.

For more useful and informative information about the finance options we offer, as well as addressing many commonly asked questions you might have please click here

×

 

Hello!

Click one of our contacts below to chat on WhatsApp

× How can I help you?